Skip to ContentSkip to Footer

Non-Profit Insurance

Volunteers accepting donations from a woman.

As most non-profits operate on a shoestring budget, a large, unexpected expense can be financially disastrous for the organization. Having the right insurance coverage to safeguard against the biggest risks is crucial for non-profits. A knowledgeable insurance agent at U.S. Home and Auto Insurance Group in Lutherville-Timonium, Maryland, can help you get the most complete coverage for your premium dollars.

Insurance Coverage for Non-Profits

Non-profit organizations may need several different types of insurance coverage, which may include general liability, directors and officers, property, auto, product liability, and professional liability.

General Liability (GL) Insurance

GL insurance protects your organization against premises liability claims (slip and fall accidents, etc.) brought by visitors who are injured on organization property.

Directors and Officers Insurance

Directors and officers of your organization could be personally named in lawsuits filed against the non-profit alleging financial mismanagement or fraud. D&O insurance can cover defense costs and damages arising from a lawsuit.

Property Insurance

This coverage protects the organization from property loss in the event of a fire, storm, vandalism, or similar unexpected event.

Auto Insurance

Auto liability insurance is a must if volunteers use any vehicle in non-profit activities. It covers injuries caused to other people and damaged property while a volunteer is operating a vehicle during their volunteer time.

Product Liability Insurance

A non-profit that sells products to the public for fundraising or any other purpose may need this coverage to protect against defective and dangerous product lawsuits.

Professional Liability Insurance

Also called errors and omissions insurance, this coverage protects against mismanagement liability and workplace-related claims, such as discrimination and harassment.

The cost of non-profit insurance will depend on a number of factors, including location, organization activities, and risk exposure. Our agent at U.S. Home and Auto Insurance Group can custom-tailor an insurance package to suit your non-profit organization’s budget and needs.

Get A Quote

* indicates required fields

By providing your phone number, you agree to receive text messages from US Home and Auto Insurance Group. Message and data rates may apply. Message frequency varies. I agree that such texts may be made using automated dialing systems. I also understand that my agreement is not a condition of purchase and that I can revoke this consent by replying STOP.
This field is for validation purposes and should be left unchanged.

Customer Reviews
5/5

...thanks for everything.

Calvin Dixon photo
Calvin D
5/5

Very impressed with the amount of savings I received...

Sandra Maxa photo
Sandra M
5/5

Would highly recommend US Home and Auto, and Angie as well!

RM
Richard M
5/5

Excellent rate, quick response

Chreyl Abbot photo
Cheryl A
5/5

I would definitely recommend!

KR
Kate R